Blog

Our Blog

Our blog is a rich resource library that equips you with business and financial acumen while helping your micro business grow. Come along with us as we share our experiences and insights in the industry - the highs, the lows, and everything that falls in between.

What Is Break Even Point And How Does It Apply To Nigerian Businesses

To start a business, you will need to spend some money. These expenses might be to get things like a location (if it is a business that requires a physical location). It could also be to purchase equipment, products, etc. … Read More

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3 Apps To Check Your Credit Score In Nigeria

Increasing digitization of money management processes allow for convenience and ease of access on a micro level. Using data insights from credit bureaus, some fintechs now allow people to check their credit reports. This article will show you 3 apps … Read More

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How To Deal When A Customer Is Hitting On You (personal experience)

As a customer service representative, you are the direct link between the customers and your company. Therefore making you a natural brand ambassador of whatever company you work for. It requires selfless service even under duress. You have to be … Read More

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6 Things You Should Buy Before December

Christmas celebration in Nigeria is part of our culture. It is celebrated as an end of the year holiday by people who are not even Christians. In America the 60 day period of November and December is regarded as “shopping … Read More

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6 Signs The Person You Are About To Lend Money To Will Not Repay The Loan

While there are several ways to recover a debt from a defaulter, it is better to prevent it from happening altogether. One of these measures is to make a deep assessment of the people coming to take loans from you. … Read More

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3 Polite Ways To Say No To A Customer You Don’t Want To Work With

In business, you will always interact with customers. Some nice and some very unpleasant. Because customers are important to the growth of businesses and companies, you want to have a good relationship with them. They do not only grow your … Read More

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2 Types Of Debtors In Nigeria And How To Approach Them (Inability Vs Unwillingness)

We have all had to deal with debtors, whether on a personal or business level. Debtors can be categorized based on the peculiarities of their situations when it comes to repaying their debt. (a) There are those who are unable … Read More

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I Have A Bad Credit Score, What Does That Even Mean?

“What does it mean to have a low credit score?” Have you wondered why you were told that the reason your loan application is rejected is because you have a low credit score? Lenders put structures in place to assess … Read More

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How To Create A Proposal For Beginners + Free Business Proposal Template

You recently made some headway in talking to a potential business lead. They are interested in knowing more about your business. Now you have to come up with a proposal and you have no idea about how to create one. … Read More

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Really, Are Low Interest Investments Safer? Why People Fear HYIP

Are low interest investments safer? If I promise you an ROI of 5% per annum, would you feel better and give me all your money? Would you be certain that your investment would not go down the drain? Let’s find … Read More

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